They say “A smile is a window to the soul”, but your mouth is also the window to your overall health. Learn why good oral health can help you lead a longer, happier life! I will explain the ins and outs of dental coverage and how to maximize and evaluate your current group or individual benefits or how to choose the best coverage that suits your current needs.
†As long as the premiums are paid on time and
there has been no material misrepresentation.
*Medicare supplement plans do NOT include
Medicare Part D prescription coverage.
Part D covers your prescription drugs and is a great addition to pair with Medicare supplement insurance. You probably won’t need it if you get Medicare Advantage since most Medicare Advantage plans include it. Just remember, which prescriptions are covered depends on which plan you get.
You have to get your Prescription Drug Plan through a private insurer. You’ll pay the monthly premium and a yearly deductible. You'll also pay a coinsurance (a percentage of the cost for your prescriptions) or a copay (a flat fee for some of your prescriptions’ cost). It is important to verify that all of your prescriptions are included in the plan formulary.